Louisiana Personal Finance Standards & Graduation Requirements
Louisiana requires a standalone one-unit Financial Literacy course to graduate, phasing in with the class of 2028 (students entering grade 9 in 2024-25).
Louisiana at a glance
- Requirement
- Standalone course required
- Legislation or authority
- HB 103 (2023) → Act 267, La. R.S. 17:270; amended by Act 48 of 2025 (added postsecondary financial-aid content)
- Passed
- Act 267 signed June 2023 (2023 Regular Session)
- Takes effect
- Applies to students entering grade 9 in 2024-25 and thereafter
- First graduating class affected
- Class of 2028
- Course length
- One unit (full credit), standalone Financial Literacy course (LDOE course code 160345)
- State standards
- Louisiana Financial Literacy Course Description (Course 160345), LDOE (updated June 2025)
What Louisiana requires
La. R.S. 17:270, enacted via HB 103 (Act 267) in 2023 and amended by Act 48 of 2025, requires every Louisiana public high school student to complete a standalone one-unit Financial Literacy course, starting with the 9th-grade cohort of 2024-25 — the class of 2028. It is also tied to TOPS scholarship eligibility.
This is separate from, and not interchangeable with, the long-standing Civics and Free Enterprise requirement (R.S. 17:274.1). LDOE maintains a Financial Literacy Instruction Clearinghouse of approved curricula and, since Act 48, the course includes postsecondary financial-aid content.
Last reviewed against official sources on 2026-07-15.
How Rapunzl maps to Louisiana standards
Rapunzl's curriculum is built on the Council for Economic Education's six pillars. Here is how they line up with the Louisiana framework.
| Louisiana strand | CEE pillar | Rapunzl modules |
|---|---|---|
| Earning income & careers | Earning Income | Taxes & IncomeCareers In Finance |
| Budgeting & money management | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Saving & investing | Investing | Welcome To The Stock MarketWhat Makes A Good Stock?ETFs & Mutual Funds |
| Credit & debt | Managing Credit | The Power & Risks Of CreditHow To Make Loans Work For You |
| Risk management & insurance | Managing Risk | Diversification & RiskInsurance & Retirement |
| Postsecondary financial aid | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Financial decision-making | Financial Decision-Making | Financial StatisticsTop Investor Strategies |
Educators can request a full Louisiana standards crosswalk through the Educator Dashboard.
Why Louisiana schools choose Rapunzl
Louisiana asks for a full unit of Financial Literacy, more than the half credit most states require, delivered as course 160345 and phasing in with the class of 2028. The state ties it to TOPS scholarship eligibility and, since Act 48 of 2025, folds in postsecondary financial-aid content, so the course reaches past budgeting into how students actually pay for college. Rapunzl fills a full-credit course without stretching: students manage a $10,000 portfolio in a live-market simulator, and modules on paying for college and taxes cover the aid-focused pieces. LDOE's approved-curriculum clearinghouse is where districts vet materials.
- 100,000+students have completed Rapunzl's curriculum
- 93%average financial literacy scores on national test over past 5 years, 24% above average
- 31interactive modules that can be customized into a course progression for your classroom
- 20+hours of gameplay in 2 interactive mini-games alongside our investment simulator and financial calculators
Teachers get a dashboard that exports grades and crosswalks each lesson to Louisiana's Financial Literacy course description, with materials in English and Spanish that work with a screen reader. Rapunzl's January scholarship competition gives a full-credit course a payoff students chase on their own.
Louisiana personal finance requirement FAQ
Louisiana requires a standalone one-unit Financial Literacy course to graduate, phasing in with the class of 2028 (students entering grade 9 in 2024-25).
The requirement is set by HB 103 (2023) → Act 267, La. R.S. 17:270; amended by Act 48 of 2025 (added postsecondary financial-aid content).
Takes effect: Applies to students entering grade 9 in 2024-25 and thereafter.
One unit (full credit), standalone Financial Literacy course (LDOE course code 160345).
Louisiana's requirement is a standalone course requirement.
In practice that means a dedicated class of its own, taken for credit, rather than a few personal finance lessons folded into another subject.
The Class of 2028 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.
Timeline: Applies to students entering grade 9 in 2024-25 and thereafter.
If you are planning a course now, that timeline is the window to have curriculum in place before Louisiana starts holding students to it.
Louisiana Financial Literacy Course Description (Course 160345), LDOE (updated June 2025).
Rapunzl is built on the Council for Economic Education's six pillars: earning income, spending, saving, investing, managing credit, and managing risk. Louisiana's Financial Literacy course description covers the same ground plus postsecondary aid, and the crosswalk above ties each strand to the modules that teach it.
Yes. Rapunzl's modules and live simulator cover the six CEE pillars, and those map onto the Louisiana strands on this page, including the postsecondary aid content Act 48 added, so the full-credit course has curriculum ready.
Students learn by investing a simulated $10,000 in real market conditions, and teachers manage the class from a dashboard with grade export, bilingual materials, and screen-reader support.
Request a demo and we'll send the Louisiana crosswalk plus classroom access so you can see how it fills course 160345.
Bring Rapunzl to your Louisiana classroom
Explore the curriculum and real-time simulator free for 30 days. Tell us about your school and we'll send your all-access demo along with the Louisiana standards crosswalk.
Request DemoPersonal finance requirements in other states
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