Kansas Personal Finance Standards & Graduation Requirements
Kansas requires a standalone half-credit personal financial literacy course to graduate, phasing in with the class of 2028 and already being delivered to current students.
Kansas at a glance
- Requirement
- Standalone course required
- Legislation or authority
- Kansas State Board of Education graduation requirement (K.A.R. 91-31-35), grounded in the personal-financial-literacy mandate under K.S.A. 72-3236
- Passed
- State Board approved the revised graduation requirements November 10, 2022
- Takes effect
- Phases in beginning with students entering 9th grade in fall 2024
- First graduating class affected
- Class of 2028
- Course length
- One-half (0.5) credit, one-semester standalone personal financial literacy course
- State standards
- National Standards for Personal Financial Education (CEE / Jump$tart), adopted by the Kansas State Board of Education in July 2022
What Kansas requires
The Kansas State Board of Education approved revised graduation requirements on November 10, 2022 that add a standalone half credit of personal financial literacy, phasing in with the class of 2028. Because that cohort entered 9th grade in fall 2024, the course is already being delivered in classrooms now.
Rather than author its own document, Kansas adopted the national CEE/Jump$tart Standards for Personal Financial Education in July 2022 as its official standards — earning income, spending, saving, investing, managing credit, and managing risk. KSDE issues rollout guidance on teacher qualifications and the companion FAFSA requirement.
Last reviewed against official sources on 2026-07-15.
How Rapunzl maps to Kansas standards
Rapunzl's curriculum is built on the Council for Economic Education's six pillars. Here is how they line up with the Kansas framework.
| Kansas strand | CEE pillar | Rapunzl modules |
|---|---|---|
| Earning income | Earning Income | Taxes & IncomeCareers In Finance |
| Spending | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Saving | Saving | Saving Versus InvestingThe Basics Of Banking |
| Investing | Investing | Welcome To The Stock MarketWhat Makes A Good Stock?ETFs & Mutual Funds |
| Managing credit | Managing Credit | The Power & Risks Of CreditHow To Make Loans Work For You |
| Managing risk | Managing Risk | Diversification & RiskInsurance & Retirement |
Educators can request a full Kansas standards crosswalk through the Educator Dashboard.
Why Kansas schools choose Rapunzl
Kansas took a shortcut worth noticing: instead of writing its own standards, the State Board adopted the national CEE and Jump$tart standards for personal financial education, then added a standalone half credit that phases in with the class of 2028. Because that cohort entered grade 9 in fall 2024, the course is already running in classrooms. Rapunzl is built on those exact CEE pillars, so alignment is direct rather than approximate, and students learn by managing a $10,000 portfolio in a live-market simulator. KSDE also pairs the course with a FAFSA completion requirement, and the modules on paying for college speak to that.
- 100,000+students have completed Rapunzl's curriculum
- 93%average financial literacy scores on national test over past 5 years, 24% above average
- 31interactive modules that can be customized into a course progression for your classroom
- 20+hours of gameplay in 2 interactive mini-games alongside our investment simulator and financial calculators
Teachers get a dashboard that exports grades and crosswalks each lesson to the national standards Kansas adopted, with materials in English and Spanish that work with a screen reader. Rapunzl's January scholarship competition gives students a reason to keep managing their portfolio after the half credit ends.
Kansas personal finance requirement FAQ
Kansas requires a standalone half-credit personal financial literacy course to graduate, phasing in with the class of 2028 and already being delivered to current students.
The requirement is set by Kansas State Board of Education graduation requirement (K.A.R. 91-31-35), grounded in the personal-financial-literacy mandate under K.S.A. 72-3236.
Takes effect: Phases in beginning with students entering 9th grade in fall 2024.
One-half (0.5) credit, one-semester standalone personal financial literacy course.
Kansas's requirement is a standalone course requirement.
In practice that means a dedicated class of its own, taken for credit, rather than a few personal finance lessons folded into another subject.
The Class of 2028 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.
Timeline: Phases in beginning with students entering 9th grade in fall 2024.
If you are planning a course now, that timeline is the window to have curriculum in place before Kansas starts holding students to it.
National Standards for Personal Financial Education (CEE / Jump$tart), adopted by the Kansas State Board of Education in July 2022.
Rapunzl is built on the Council for Economic Education's six pillars: earning income, spending, saving, investing, managing credit, and managing risk. Kansas adopted the national CEE and Jump$tart standards directly, so Rapunzl aligns to them without translation, and the crosswalk above shows the match.
Yes, and unusually directly. Kansas adopted the national CEE standards Rapunzl is built on, so the six pillars and the live simulator map straight onto the state's requirement.
Students learn by investing a simulated $10,000 in real market conditions, and teachers manage the class from a dashboard with grade export, bilingual materials, and screen-reader support.
Request a demo and we'll send the Kansas crosswalk plus classroom access so you can see how it fills the standalone half credit.
Bring Rapunzl to your Kansas classroom
Explore the curriculum and real-time simulator free for 30 days. Tell us about your school and we'll send your all-access demo along with the Kansas standards crosswalk.
Request DemoPersonal finance requirements in other states
- Alabama Standards
- Alaska Standards
- Arizona Standards
- Arkansas Standards
- California Standards
- Colorado Standards
- Connecticut Standards
- Delaware Standards
- Florida Standards
- Georgia Standards
- Hawaii Standards
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- New Jersey Standards
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- New York Standards
- North Carolina Standards
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- Oregon Standards
- Pennsylvania Standards
- Rhode Island Standards
- South Carolina Standards
- South Dakota Standards
- Tennessee Standards
- Texas Standards
- Utah Standards
- Vermont Standards
- Virginia Standards
- Washington Standards
- West Virginia Standards
- Wisconsin Standards
