Minnesota Personal Finance Standards & Graduation Requirements
Minnesota requires personal finance to graduate, beginning with the class of 2028.
Minnesota at a glance
- Requirement
- Standalone course required
- Legislation or authority
- 2023 education omnibus; Minn. Stat. 120B.024 (personal finance graduation requirement)
- Passed
- 2023 (signed as part of the education omnibus)
- Takes effect
- Applies to students entering grade 9 in 2024-25
- First graduating class affected
- Class of 2028
- State standards
- MDE Personal Finance graduation requirement guidance
What Minnesota requires
Minnesota added personal finance to its graduation requirements through the 2023 education omnibus, codified at Minn. Stat. 120B.024. It applies to students who entered grade 9 in 2024-25 — the class of 2028 and beyond.
MDE has issued statewide guidance and FAQs, including teacher licensure and field-permission details that determine who can teach the course.
Last reviewed against official sources on 2026-07-15.
How Rapunzl maps to Minnesota standards
Rapunzl's curriculum is built on the Council for Economic Education's six pillars. Here is how they line up with the Minnesota framework.
| Minnesota strand | CEE pillar | Rapunzl modules |
|---|---|---|
| Earning income & taxes | Earning Income | Taxes & IncomeCareers In Finance |
| Spending & budgeting | Spending | The Basics Of BankingBuying Your First HomePaying For College |
| Saving & investing | Investing | Welcome To The Stock MarketWhat Makes A Good Stock?ETFs & Mutual Funds |
| Credit & debt | Managing Credit | The Power & Risks Of CreditHow To Make Loans Work For You |
| Risk management & insurance | Managing Risk | Diversification & RiskInsurance & Retirement |
| Financial decision-making | Financial Decision-Making | Financial StatisticsTop Investor Strategies |
Educators can request a full Minnesota standards crosswalk through the Educator Dashboard.
Why Minnesota schools choose Rapunzl
Rapunzl pairs a standards-aligned curriculum with a real-time investment simulator, so students learn personal finance by making real decisions with simulated $10,000 portfolios priced on live market data — not by reading about it. The curriculum scales from a three-week unit to a 28-week year-long course, which means it fits whichever shape Minnesota's requirement takes in your district.
- 100,000+students have completed Rapunzl's curriculum
- 93%average financial literacy scores on national test over past 5 years, 24% above average
- 31interactive modules that can be customized into a course progression for your classroom
- 20+hours of gameplay in 2 interactive mini-games alongside our investment simulator and financial calculators
Teachers get an educator dashboard with grade export and standards crosswalks, English and Spanish materials, screen-reader accessibility, and a free national scholarship competition their students can enter each January.
Minnesota personal finance requirement FAQ
Minnesota requires personal finance to graduate, beginning with the class of 2028.
The requirement is set by 2023 education omnibus; Minn. Stat. 120B.024 (personal finance graduation requirement).
Takes effect: Applies to students entering grade 9 in 2024-25.
The Class of 2028 is the first graduating class that has to meet it, so earlier classes are not held to the requirement.
Timeline: Applies to students entering grade 9 in 2024-25.
If you are planning a course now, that timeline is the window to have curriculum in place before Minnesota starts holding students to it.
MDE Personal Finance graduation requirement guidance.
Rapunzl's curriculum is built on the Council for Economic Education's six pillars: Earning Income, Spending, Saving, Investing, Managing Credit, and Managing Risk. Those pillars map to every strand in the framework, which is why the same course can satisfy standards that are worded differently from one state to the next.
Yes. Rapunzl's modules and real-time investing simulator cover the CEE six pillars, and those pillars crosswalk to the Minnesota strands listed on this page.
Students learn by making real decisions with a simulated $10,000 portfolio priced on live market data, and teachers get an educator dashboard with grade export, materials in English and Spanish, and screen-reader accessibility.
Request a demo and we'll send the Minnesota standards crosswalk along with classroom access.
Bring Rapunzl to your Minnesota classroom
Explore the curriculum and real-time simulator free for 30 days. Tell us about your school and we'll send your all-access demo along with the Minnesota standards crosswalk.
Request DemoPersonal finance requirements in other states
- Alabama Standards
- California Standards
- Colorado Standards
- Connecticut Standards
- Delaware Standards
- Georgia Standards
- Indiana Standards
- Kentucky Standards
- Michigan Standards
- Mississippi Standards
- Missouri Standards
- Nebraska Standards
- North Carolina Standards
- Ohio Standards
- Oregon Standards
- Pennsylvania Standards
- Rhode Island Standards
- South Carolina Standards
- Tennessee Standards
- Texas Standards
- Utah Standards
- Virginia Standards
- West Virginia Standards
- Wisconsin Standards
